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JOINT ACCOUNTS

Invest more, together

Combine funds, leverage your collective financial strength, and move toward your goals faster.

One account, instant access

No extra login. No separate app. Your joint accounts live right inside Syfe — switch between them instantly.

Up to 5 joint accounts

Invest with your spouse, your parents, your kids — each relationship gets its own joint account.

Invest with your inner circle

Open up to 5 separate joint accounts with any family member — spouse, parent, child, or sibling.

Double the momentum for your shared goals

CO-INVEST IN YOUR VISION

Use joint portfolios to build a diversified strategy. Whether it’s stocks, bonds, or REITs, two sets of contributions mean you reach your investment goals sooner.

AUTOMATE SHARED GROWTH

Set up recurring transfers from both partners to take the emotion out of investing. Build a consistent habit that grows your collective net worth effortlessly.

FUND LIFE’S MAJOR MILESTONES

Scale your ambitions by pooling your resources. Combining your buying power lets you tackle major milestones like a home or a family on a much faster timeline.

Getting started

Open a joint account in minutes. In your Syfe app, head to your account menu and tap Personal and Joint Accounts. Then select Create Joint Account to get started.

Requires app version 16.1.0 or later. Joint Accounts is being progressively rolled out and may not be available to all users immediately.

Mobile app screen showing user account details for Benjamin Tan with email and mobile number, account management options including personal and joint accounts, funds, orders, and statements.
Enter your co-holder's name and contact details. Note that both of you will need an active individual Syfe account to open a joint account together.
Mobile screen showing a form to enter the first and last name of a joint account holder with keyboard displayed.
Your co-holder will receive a notification letting them know you've invited them to open a joint account. Once they've accepted the invite, they'll be guided through a quick setup on their end.
Mobile screen showing confirmation that a joint account invitation has been sent to Benjamin, with a blue checkmark flag icon and a Done button below.
After your co-holder finishes verification, your joint account is confirmed and ready to use — tap to switch anytime.
Mobile app screen showing personal and joint accounts with balances and option to create a joint account.
Welcome to your joint account. From here, you and your co-holder have a shared view of your combined net worth and all account activity.
Mobile finance app dashboard showing net worth, trade balance, and cash management savings for join account holders.
Switching back to your individual account is just as easy — tap your account name at the top of the homescreen and select your personal account.
Mobile app screen displaying an option to switch account to personal.

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FAQs

Syfe Joint Accounts are available to legal family members only — spouses, parents and children, grandparents and grandchildren, and siblings. Both parties must each hold an individual active Syfe account before a joint account can be opened.

No. Your joint account lives inside your existing Syfe account. You can switch between your individual and joint accounts with a single tap — no separate login or app needed.

Both parties need to hold an individual active Syfe account before a joint account can be opened. Your co-holder can sign up for a Syfe account first, then you can proceed to open the joint account together.

Joint accounts support all existing Syfe portfolios — including Core (Defensive, Balanced, Growth, Equity100), Income+, Cash+, and Syfe Brokerage. The only exceptions are SRS portfolios and Options trading, which are not available for joint accounts.

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